So, it's nearly christmas time again! Where did that come from?! It didn't seem that long ago that I was sunning myself in the park, and now it's time to wrap up warm and spend lots of money on christmas presents/ So, this leaves me in a bit of schtik as I don't have much cash free at the minute, so what to do, what to do.......

Well, I'm guessing that I could always get a credit card to give myself some extra cash to buy them presents, but I'm wondering if only one credit card will be enough and if I should get two credit cards! Hopefully the repayments won't hurt too much, but I'd rather that than go into massive amounts of debt! I've heard there's some good American credit cards out there, and some are mint, so I'll have a look at saving myself some money and hassle!

More to follow.......

TG